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Memento Financial Planning
About
How We Help
Client Success Stories
Blog
Pricing
FAQs
About
How We Help
Client Success Stories
Blog
Pricing
FAQs
Book Your Free Memento Snapshot →
Turning Income Into Assets: How to Build Wealth with a Long-Term Portfolio, and Where Bitcoin Might Fit In
TJ van Gerven 6/16/25 TJ van Gerven 6/16/25

Turning Income Into Assets: How to Build Wealth with a Long-Term Portfolio, and Where Bitcoin Might Fit In

Most high earners don’t have an income problem. They have an asset-building problem. Learn how to turn income into inflation-beating assets and why Bitcoin may deserve a seat at the table.

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How to Find the Right Financial Advisor for Your Needs (Updated 2025)
TJ van Gerven 6/12/25 TJ van Gerven 6/12/25

How to Find the Right Financial Advisor for Your Needs (Updated 2025)

Choosing a financial advisor is about more than credentials; it’s about trust, alignment, and long-term partnership. This guide breaks down the key questions to ask, red flags to watch for, and how to find an advisor who helps you align your money with your values.

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Roth or Traditional Contributions: What’s Best for High-Income Earners? (Updated 2025)
TJ van Gerven 6/11/25 TJ van Gerven 6/11/25

Roth or Traditional Contributions: What’s Best for High-Income Earners? (Updated 2025)

Should you contribute to a Roth or Traditional account? If you’re a high-income earner, the answer depends on more than just your current tax rate. This post breaks down the tradeoffs, backdoor Roth strategies, and how to align your choice with long-term goals.

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Understanding Tax Withholding and Safe Harbor Rules: A Guide for High-Income Earners
TJ van Gerven 6/10/25 TJ van Gerven 6/10/25

Understanding Tax Withholding and Safe Harbor Rules: A Guide for High-Income Earners

Avoid surprise tax bills by getting ahead of safe harbor rules. This post breaks down what high-income earners need to know about withholding, estimated payments, and how to stay penalty-free, especially when equity comp or bonuses complicate the picture.

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Why Holding Vested RSUs Might Be Riskier Than You Think
TJ van Gerven 5/7/25 TJ van Gerven 5/7/25

Why Holding Vested RSUs Might Be Riskier Than You Think

Vested RSUs can build wealth, but they also create concentrated risk, tax complexity, and emotional blind spots if held too long. Learn when it makes sense to sell and how to build a smarter strategy around your equity comp.

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TJ van Gerven 1/4/25 TJ van Gerven 1/4/25

Crypto in client portfolios? Advisors on bitcoin, 1 year after ETF approval

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TJ van Gerven 11/14/24 TJ van Gerven 11/14/24

Expert Insight on $500,000 Life Insurance Policies

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TJ van Gerven 6/9/24 TJ van Gerven 6/9/24

Maximizing Your Retirement Savings with the Mega Backdoor Roth 401(k)

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TJ van Gerven 10/18/23 TJ van Gerven 10/18/23

Understanding the Overlooked Risk of Long-Term Disability in Financial Planning

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TJ van Gerven 10/11/23 TJ van Gerven 10/11/23

Are Target Date Funds The Best Option For Beginner Investors?

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