How We Help

At Memento Financial Planning, we work with high-earning households navigating complexity—equity comp, taxes, real estate decisions, career shifts, and the push-pull of family and freedom.

You’ve done well financially. But now your decisions have more weight.

And the stakes feel higher.

We help you pause, zoom out, and make decisions that align with the life you’re actually trying to build—not just your net worth.

  • ISOs, NSOs, and RSUs on different vesting schedules

  • Cash piling up with no clear investment plan

  • Two strong incomes—but not enough time to stay on top of everything

  • A sense that they “should be doing more,” but no clarity on what matters most

You bring the questions. We bring structure and clarity.

Our Process, in Practice:

🧾 Tax Planning with a Purpose

  • Annual review of your tax return

  • Identify safe harbor needs, AMT credit, Roth windows

  • Turn tax planning into an opportunity—not just a formality

💼 Equity Compensation, Simplified

  • Decode ISOs, NSOs, RSUs

  • Manage AMT and QSBS

  • Create a documented strategy—not quarterly guesswork

💡 Planning Through Transitions

  • “If we sell the old house now vs. later…”

  • “If one partner takes parental leave…”

  • Written if/then decision trees

🧠 Aligning Money with Meaning

  • Clarify what actually matters

  • Stop over-optimizing

  • Use money to create space and freedom

The Memento Mindset

You’ve worked hard to build financial flexibility.

Now it’s time to use that flexibility with intention.

We combine the technical (tax planning, equity strategy, investment advice) with the human (judgment, empathy, structure) to support your decisions—not just your dollars.

Your time is finite. Your money is impermanent.

We’re here to help you use both well.

Ready to Get Started?

Start with a free review of your accounts and planning opportunities.

👉🏼 Book Your Memento Snapshot