🧠 Financial Planning for High Earners With Complex Lives.
We help dual-income households align their money with what matters—managing equity comp, taxes, and life transitions with calm and clarity.
You’ve outgrown DIY. But that doesn’t mean you want a traditional advisor.
You’re earning more, saving more, and dealing with more moving parts than ever— stock options, multiple income streams, real estate decisions, growing families.
We help you slow down, zoom out, and make thoughtful financial decisions that reflect your actual life—not just your spreadsheets.
📆
How do I make sure I’m on track to a work-optional lifestyle?
💵
How can I reduce my lifetime taxes and ensure I’m making the most of my money?
📈
Are my investments suitable for my long-term goals?
Typical Memento FP Client Profile
-
We provide proactive, tax-focused financial planning, helping you:
Optimize equity compensation
Implement tax-efficient investment strategies
Navigate life transitions with confidence
All while keeping you informed and in control.
-
Memento FP clients understand the value of having a long-term partnership with a financial expert to help them make decisions.
-
At least one partner receives a form of equity compensation.
-
Our average client profile has:
$300,000+ household income
$500,000+ investable assets
Meet Your Dedicated Financial Planner
“I’m T.J., founder of Memento Financial Planning. I work with high-earning professionals who’ve hit a point where the stakes are too high for guesswork—and time is too short to stay in financial limbo.”
-
Our Services Include:
Quarterly Progress Meetings tailored to your financial milestones
Ongoing tax planning and optimization
Investment strategy aligned with your goals
Continuous support and accountability
-
Beyond Wealth Accumulation:
Financial Planning that helps you achieve a more fulfilling life by enabling you to use your money in ways that matter most to you.
-
Proactive tax planning strategies for long-term tax diversification and efficiency.
-
Rules-based strategies for capturing market returns and being tax efficient on the path to financial independence.
