T.J. van Gerven Featured in MoneyGeek: Exploring the Different Types of Life Insurance
T.J. van Gerven, CFP® and founder of Memento Financial Planning, was featured in MoneyGeek’s expert roundup on life insurance, offering guidance on how to determine the right type of coverage based on your financial needs.
In the piece, T.J. highlights the importance of understanding term vs. permanent life insurance, noting that:
“For most people, term life insurance will provide the protection they need during the years they have financial obligations—like raising children or paying down a mortgage. But there are also niche cases where permanent life insurance might make sense for estate planning or business continuity.”
The article serves as a valuable resource for consumers looking to understand:
The key differences between term, whole, universal, and variable life policies
When it makes sense to consider each
How to align life insurance with your long-term goals
